Experience

Richard Cross has more than forty years experience in bank security as corporate security director, consultant to banks, expert witness, and as the nation’s only bank security author with current and relevant published manuals on best bank security practices and procedures.

Bank of New York. Ten years as Vice President and Director of Bank
Security responsible for:

Bank Protection Act compliance, physical and computer security

White collar crime investigations

Compliance with Bank Secrecy Act account and currency transaction reporting requirements

Internal fraud controls for wire transfer and check processing

Risk Management Group Inc. Thirty years as a principal and owner,
providing services to the financial community.

Engaged as consultant to more than forty financiaql institutions, including JPMorgan Chase, First national Bank of Chicago, and National Bank of Detroit (now First Chicago), North Carolina National Bank (now Bank of America), and the Saudi Aravian Monetary Agency (Central Bank of Saudi Arabia).

Engaged as a bank security expert providing expert witness support and/or testimony in more than 100 litigation matters involving bank security and fraud. Clients have included Citibank, Diebold, and the FDIC.

As an instructor, developed and presented computer security, physical security, and fraud prevention training workshops for the American Bankers Association, the Bank Administration Institute, and the BAI School for Bank Administration at the University of Wisconsin. Mr. Cross has been a security instructor to U.S., Russian, South & Central American, and Saudi Arabian banks.